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If you have Windows 7 or Windows 8 you can still upgrade to Windows 10 from Microsoft. There is no need to spend 2-4K.
"Of course, you could just switch to Linux instead."
Hopefully this is meant as a joke. Goodluck running most games and graphic/architectural programs.
I have no intention of upgrading to win 10 as I consider it a spyware/adware infected OS and I have to many software that will not work in 10 as such I'm staying with win 7 and will look for a 3rd party method restoring/adding in support for the cpu's that Microsoft is refusing to put in support for!